In A Hole

[tigerman]

I've screwed up my life.  I used to have a good job, nice house, happily married, nice vehicles, family, friends now I have nothing.  No-one to talk to about my problems.  Family are dead (apart from brother but we ain't close), been seperated for 18 months, had to sell everything due to failed business (huge debts) and now live in a tiny flat above my other halfs parents house.  I pay rent but just cannot afford to move out or save any money for a deposit.  To top it off I am struggling with the decision whether to make myself bankrupt or not if I do I upset people if I don't I'm even more stuck in a hole.  I have a conscience, I care about people just seems noone gives a sh*t about me.  I am totally lonely, unmotivated, tired.  Don't see any hope for the future.  Have a job but it just pays for me to exist that's about it.  I do have a little toddler that I see once/twice a week.  He's the only joy in my life.  My problem.  I just seem to exist, and look forward to nothing.  And I have no energy.  Don't know what to do.  Help.

[Zaf]

Hi and welcome tigerman

Have you thought about using one of thse debt management companies or asking the CAB for advice?

If ypu think you might be suffering from depression I'd suggest going to see your GP

Z xx

[tigerman]

Thanks Zaf.  I spoke to nationaldebtline.  Bankruptcy is the only way out unless I wanna start paying it back and I can't afford payments.  The bankruptcy doesn't bother me I am dying to get on with it.  Just there are complications as it will implicate my ex-to-be-wife because we rent out our old home and it means half the rental money will be lost to the official reciever thus the mortgage won't get paid and it will get repossesed.  Hence implicating the other half. I don't mind losing the house but moved-out-wife will probably threaten to withhold my access to my child that is what I am scared about.  So it is a huge decision for me.  If I don't make myself bankrupt it means I can't move on or have any hope of moving on in life but instead be in fear of bailiffs finding me (they haven't yet) or creditors takign money direct from my salary.

As for depression.  I don't know if I'm depressed.  All I know is that I don't enjoy life.  I have some hobbies (outside sports, not team sports) that I do but recently am unmotivated about doing them or anything else.  I don't know if I should see a doctor or not.

[Zaf]

It is a big decision, I'd have thought it illegal to stop you having access to your child but I can understand your concern.

That feeling is often an early sign of depression but there are usually other symptoms

Z xx

[Sweetpea]

This is a terrible situation for you. Maybe just go and have a chat with your Dr about how you are feeling. S x x x x

[KateG]

Hi and welcome tigerman, my life imploded too, but I'm fighting out of the other side now even though I never thought I would. Hang in there

Kate x