Debt and money

[Amanda_George]

Assuming I keep putting £300 aside every month, I'll be able to pay off over a third of BC by July then save up for birthday and Yule gifts as well as paying off another £1,000 by October which will mean that I've only got another £1,000 to pay off on BC before it's totally cleared at the start of 2017.


Paying off BC will free up another £75 a month which I'll increase CO and SB to £75 a month each and still save up £300 every month so that I can pay them both off by the end of 2017 which will start off 2018 totally debt free and £450 spare every month which I'll save up for paying off a bit more of the mortgage each month or paying for a weeks food every month or something like that.


It means that in less than 2 years I won't need to worry about bills any more because I'll have paid them all off!


Just need to remember that now!  lol


You and me head on for the next 2 years, spending addiction, and you are definitely going to loose this time!

[MamaLou]

Comments removed by request

[Amanda_George]

Thank you MamaLou!  Do you work or are you on benefits... there's no way that anyone can survive on £300 a month, let alone a family of five!!

[MamaLou]

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[SteveW]

Has anyone who knows what they are doing done a benefits review for you Louise? Your CMHT Social Workers should be able to do that. I am not saying they are going to change things drastically but they might be able to get you on the higher of the two elements rates of PIP, assuming that you aren't on them already.

[MamaLou]

I can't tell you anymore information.