Depression Forums
General => The Lounge => Topic started by: Amanda_George on March 22, 2019, 11:22:10 AM
-
Let's do some maffs. I've never been any good with maths so I just want to be sure my adding up and taking away is right is all. I've used a calculator to get these calculations but I'm not sure I've got my own maffs right.
I get £230 ESA every two weeks on a Monday.
I get £229 PIP every four weeks on a Friday.
My bills add up to £151 a month.
Groceries are £75 a week on a Monday.
Have I got the calculations right please? Will I really be able to put £400 into my savings at the end of April?? That sounds like an awful lot in only 5 weeks! That's pretty much an entire month's ESA payments!!
###
I've got £95 in my account atm. I'll get £230 on Monday (25/3), so that's £325 yeah? Take off £75 for Monday's groceries takes us to £250 - right so far?
Fast forward to the next Monday (1/4) and take another £75 off for the groceries is £175 yeah?
The next Monday (8/4) is another £75 off for the groceries leaves me with £100, right? It's also my ESA pay day, so another £230 in, plus the £100 that's already in there is £330. That Friday (12/4) is another pay day (PIP) is another £229 in which adds up to £559 yeah?
Monday after that (15/4) is expensive 'cos there's £151 for the bills leaves me with £408, take off £75 for the groceries is £333.
Monday after that (22/4) is another ESA pay day so that takes my bank balance up to £563. Take off another £75 for the groceries is £488.
There's one final Monday in April so £488-£75 for the groceries is £413 yeah?
In theory I'll have £400 in my savings by the end of April but I bet I'll barely have £100 in there in reality!
###
So come on, which calculation have I got wrong that I'm left with £413 at the end of April instead of the less than £75 that I usually have?
TIA!
-
Okay I'm struggling to think straight due to being severely depressed but will attempt at this but on a four week cycle;
ESA @£230 per fortnight = £460 + PIP £229 = £689 - 140 (rounded up for 13 lunar months) = £549 - £300 lunar month for food = £249 so add £95 in a/c = £344 so that's a difference of £69 from your calculation. My brain is in overload as I couldn't be bothered searching for a diary :confused0062: :(
-
Thanks Pip, but the bills are £151 a month not £140 plus the extra £10 for the last Friday in April (when a weekly payment comes out but wasn't included 'cos it's a March payment not an April one) that you didn't count still leaves a difference of £48 between our calculations and I don't know why :bash:
This is why I've always hated maths lol
-
The reason why I had a different total on the bills is because I thought you meant on a calander whereas I adjusted it for a lunar month which is four weeks to tie in with benefits that are paid on a lunar month and those paid once a fortnight :confused0062: .
-
I'm paid ESA every fortnight on a Monday and PIP every 4 weeks on a Friday - confused me to start with too lol
I've never understood why there are two calendars... why not just stick to one so that there's less confusion?? A whole other rant in itself lol
-
Getting confuzzled again. :bash:
I've currently got £151 in my account.
This week's groceries have already been taken out.
I've got one last bill coming out on Friday which takes me down to £141, right so far?
Monday (1st April) comes along and the groceries cost £75 which leaves me with £66 yeah?
That Friday (5th April) another £10 comes out, which takes my balance down to £56.
Monday after that (8th April) is another payday so £56 + £230 = £286 yeah?
Take off £75 for the groceries leaves £211 yeah?
Friday (12th April) comes along and another tenner coming out leaves me with £201 yeah? It's also my monthly payday of £229 so that's £430 in the bank, still right?
Monday (15th April) comes along and it's an expensive day 'cos there's £75 for the shopping and £111 for the bills (I took the tenner a week off twice last time I did the calculations) which adds up to £186 yeah? £430 - £186 leaves me with £244 right?
Friday (19th April) skips along and out comes another £10 leaves me with £234.
Monday (22nd April) sneaks up on us and there's another £75 for the shopping leaves me with £159 plus the £230 for my fortnightly pay is £389.
Friday (26th April) comes along and another £10 waves goodbye so that I'm left with £379.
Monday (29th April) comes by and another £75 for the shopping leaves me with £304.
Friday (3rd May) pops along and another £10 waves bye-bye, leaving me with £294.
Monday (6th May) comes along and it's another £75 for the groceries is £219 plus my fortnightly pay day is £449
Friday (10th May) pops up and I wave goodbye to another tenner. I'm left with £439. Plus my monthly pay day of £229 is £668
Monday (13th May) comes and I say goodbye to another £75 for the groceries which leaves me with £593.
15th May pops up and another £111 leaves me, so that's £482 in the bank.
Friday (17th May) comes around and another tenner leaves my account which totals £472
Monday (20th May) is another £75 grocery shop and my next fortnightly payday of £230 is £627 in the bank, so lets put £400 into my savings, leaves me with £227
Friday (24th May) is another tenner out which is £117
Monday (27th May) is another week's groceries at £75 which leaves me with £142
The final Friday of May (31st) sees me wave goodbye to another tenner. That takes me to £132.
Is all my maffs right this time???
-
All this maffs goes out the window now 'cos I'll have £4 a month after Mitzi's vet food, steroids, groceries and bills have come out!
:'(